Diabetes is widely recognized as one of the leading causes of death and
disability in the United States. About 18.2 million people have
diabetes and for many it is a disabling disease. The public health
impact of diabetes can be evaluated from a number of perspectives one
of which is the morbidity associated with the disease. Diabetes causes
a wide array of disabling symptoms including blurred vision, weakness,
fatigue, pain and numbness among others.
Disability affects large numbers of persons with diabetes with
estimates ranging from twenty to fifty percent of the diabetic
population. Disability in persons with diabetes is influenced by a
number of demographic and diabetes related factors. Impairments
reported by diabetic person increase with age. In addition, the
consequences of disability in the diabetes population are extensive.
Diabetes is likely to be associated with disability through a number of
processes. For instance, a sense of uncertainty about the future is
evident in some persons at the onset of the disease and throughout
life. The most common scenario is that impairments, limitations and
disabilities will result from the development and progression of the
chronic complications of diabetes. Disability, thus, affect the lives
of persons with diabetes in many different ways. A lower proportion of
disabled persons with insulin dependent diabetes mellitus are in the
workforce; those who are employed have higher absenteeism rates than
workers with disabilities. Further, with higher degree of unemployment
and absenteeism, there is concern that persons with diabetes may face
discrimination in the workplace.
Diabetes is also a disease that can be controlled and if you want one
of the best disability insurance policies in the marketplace today, you
need to be able to show the insurance company that you have excellent
control of the disease. There are several different disability benefit
programs that may provide coverage. This include Social Security
Disability, available through the federal government for disabled
workers, long term disability run by private insurance companies and
often a benefit of employment and federal disability retirement for
federal government employees. Each of these programs has its own
regulations, definitions and time limits.
Disability benefit claims can be complex and involve unfriendly
bureaucracies, lots of paperwork and legal and medical issues. Thus, if
you suffer symptoms of diabetes so severe that it significantly limits
your ability to work and you want to apply for disability benefits or
you have been denied disability benefits, consulting an attorney can be
a great help.