There are measures take to help those employee on sick and incapacity
benefit to get back to work. Some of many pension companies are
committed to ensuring that employee on sickness and incapacity benefits
get support to return to work. The new deal for disabled employee has
already helped more than 25,000 placements of employee into work.
Pension Companies recognize that they need to do more. That is why they
are piloting the measures in "pathways to work", giving employee on
incapacity benefits early and continuing support from specialist
advisers, access to a range of condition management programmes, and
improved financial incentives for returning to work.
But in some
research, shows that more than two million employee are not eligible
for the state pension and unemployment, sickness and incapacity
benefits because they do not make National Insurance Contributions
(NICs). Many employee pay contributions erratically, for such reasons
as that they work seasonally with periods of unemployment, such as in
the hotel and catering trades. The money they pay on NICs is
effectively "lost" because entitlement is based on qualifying years
rather than on lifetime contributions. Older women were the biggest
losers as they had more frequent periods out of employment and made
irregular contributions. This means that they were often not entitled
to pensions or unemployment benefit in their own right and had to rely
on their husband’s pension or Income Support benefit. With divorce
rates increasing, even more low-paid women are likely to have no
pension provision when they retire. The Equal Opportunities Commission
is calling for an overhaul of the NICs system.
In some article,
the experience of UK and Netherlands also highlights the dangers of
leaving particular policy complementarities unexploited. In both
countries the tightening of the unemployment benefit system was not
matched by a correspondingly fundamental reform of the sickness and
incapacity benefit systems. Consequently budgetary pressures have
shifted from unemployment benefits to sickness and incapacity benefits.
Since the latter have a longer duration than unemployment benefits, the
shift created more serious conditions of dependency from publicly
provided income support than unemployment insurance. Thus in the
Netherlands, which has one of the most generous disability benefits
systems among the OECD countries, the percentage of persons directly
involved in social benefits reaches 17%.
Nevertheless, with
levels of employment gradually increasing, the problem is little by
little rising up the political agenda. The Department of Work and
Pension (DWP) has launched ‘Pathways to Work’ pilots in seven Jobcentre
Plus districts to try to help people on incapacity benefits get back to
work. Personal advisers can tailor support to the individual; to try to
give people who can get back to work the support to do so.